Car Rental Insurance For The Price Conscious
Have you ever experienced being charged higher than what is initially reflected when you hire a car? This happens to a lot of people who find themselves as victims after they find out that their credit card payments have ballooned because of top-up caused by car rental insurance. This should not happen and you need to know some facts about this problem.
It's true that the all-inclusive prices you see advertised for car rental deals do include some hire rental insurance.
The trouble is though, that this does not necessarily provide as much cover and protection as you may think or indeed prefer to have behind you.
The reasons for this are twofold:
-an excess of £1600 or more can be covered by collision damage waiver (CDW). This amount shows how much money you should pay for an insurance claim;
-some parts of the car are not fully covered by CDW and this means you will need to shoulder the expenses for replacements of parts and other repairs.
It would be very exorbitant on your part f you intend to buy top-up insurance. The best solution is to look around and explore other affordable options like selecting various policies from car rental companies. This is highly recommended should you finally decide to cover future expenses.
The good news is that there are alternative providers of hire car insurance on the internet whose prices are typically more cost-effective than those of the car hire companies.
Not only that but their excess cover may also include:
-certain parts of the vehicle which is not fully covered under CDW;
-other named drivers at no extra cost;
-an annual policy can be availed if you have been a regular renter.
Do note that terms and conditions will apply and within these will be exclusions and limitations, so you should read these carefully and ensure you understand them.
You may think that buying your car rental Insurance from the direct providers could just make things more complicated. In fact nothing could be further from the truth.
You just need to make sure that you:
-purchase excess insurance cover prior to your rental;
-say no to offers of top-up cover when you pick up the keys;
-remember that any excess payment due to damage will be billed to your credit card by the hire company;
-promptly ask for a refund of the policy from your car rental insurance company.
Click here for more information on Car Rental Insurance
Have you ever experienced being charged higher than what is initially reflected when you hire a car? This happens to a lot of people who find themselves as victims after they find out that their credit card payments have ballooned because of top-up caused by car rental insurance. This should not happen and you need to know some facts about this problem.
It's true that the all-inclusive prices you see advertised for car rental deals do include some hire rental insurance.
The trouble is though, that this does not necessarily provide as much cover and protection as you may think or indeed prefer to have behind you.
The reasons for this are twofold:
-an excess of £1600 or more can be covered by collision damage waiver (CDW). This amount shows how much money you should pay for an insurance claim;
-some parts of the car are not fully covered by CDW and this means you will need to shoulder the expenses for replacements of parts and other repairs.
It would be very exorbitant on your part f you intend to buy top-up insurance. The best solution is to look around and explore other affordable options like selecting various policies from car rental companies. This is highly recommended should you finally decide to cover future expenses.
The good news is that there are alternative providers of hire car insurance on the internet whose prices are typically more cost-effective than those of the car hire companies.
Not only that but their excess cover may also include:
-certain parts of the vehicle which is not fully covered under CDW;
-other named drivers at no extra cost;
-an annual policy can be availed if you have been a regular renter.
Do note that terms and conditions will apply and within these will be exclusions and limitations, so you should read these carefully and ensure you understand them.
You may think that buying your car rental Insurance from the direct providers could just make things more complicated. In fact nothing could be further from the truth.
You just need to make sure that you:
-purchase excess insurance cover prior to your rental;
-say no to offers of top-up cover when you pick up the keys;
-remember that any excess payment due to damage will be billed to your credit card by the hire company;
-promptly ask for a refund of the policy from your car rental insurance company.
Click here for more information on Car Rental Insurance
